Mortgage Underwriter

Description, duties, responsibilities

Other benefits

BENEFITS

Working at LendInvest is not like most other companies - and certainly not like other finance companies! We have a range of perks which make us different, and some of these include:

• All staff have the opportunity to be granted stock options in the company;

• We have a fully stocked fridge and pantry with more food, beverages & snacks than you could ever eat;

• Happy hour with open bar starts at 4pm (sharp) on a Friday afternoon;

• A selection of breakfast cereals and fresh fruits are available each day;

• A cooked lunch is provided every Friday, from a local restaurant;

• A relaxed open-plan working environment;
• Subsidised gym membership;

• Regular team-building afternoons (recently we've done a pizza-making afternoon, had a ping-pong tournament - and next up is graffiti lessons!);

and, of course:

• Real potential for career advancement in a fast moving market leading organisation

Personality requirements and skills

• 2+ years experience as an underwriter for a mortgage lender, ideally in the short-term/bridging market, or other specialist area of lending;
• Experience working with fraud detection systems such as SIRA, and other credit and identity related search platforms like Creditsafe and ID3 Global etc, an advantage.

The ability to:

• Work quickly and under pressure, and able to identify and get to the bottom of issues quickly;
• Make lending decisions in line with our credit and risk policy, and to identify when issues need to be escalated within our organisation for sign off;
• Work with the business development side of the business, to explain decisions in a clear and concise way, and provide regular feedback to senior management; and
• Assist senior management with assessing business risks, and suggest appropriate ways in which our credit underwriting policies should evolve to mitigate risks to the business.